Loaded Taco Casserole

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Think of all the best parts of taco night—seasoned meat, melted cheese, zesty toppings—baked into one cozy, crowd-pleasing casserole. This Loaded Taco Casserole layers bold taco flavors with hearty ground beef, beans, cheese, and crunchy toppings. It’s customizable, easy to make ahead, and guaranteed to disappear fast.


⏱ Prep Time

  • Prep: 15 minutes
  • Cook: 25–30 minutes
  • Total: ~45 minutes

🛠 Equipment

  • Large skillet
  • 9×13-inch baking dish
  • Mixing bowl
  • Spatula or spoon
  • Knife and cutting board
  • Foil (optional for covering)

🧂 Ingredients

For the Base:

  • 1 lb ground beef (or ground turkey)
  • 1 small onion, diced
  • 2 cloves garlic, minced
  • 1 packet taco seasoning (or 2 tbsp homemade – see note)
  • ½ cup water
  • 1 (15 oz) can black beans, drained and rinsed
  • 1 (10 oz) can diced tomatoes with green chilies (like Rotel), drained
  • 1 cup frozen corn (optional)
  • 2 cups tortilla chips or crushed tortilla strips

For the Topping:

  • 2 cups shredded cheddar or Mexican blend cheese
  • ½ cup sour cream or Greek yogurt (for serving)
  • 1 avocado, diced
  • ½ cup cherry tomatoes, halved
  • ¼ cup sliced green onions or red onion
  • ¼ cup chopped fresh cilantro
  • Jalapeño slices (optional)

📝 Ingredient Notes

  • Taco Seasoning Substitute: Combine 1 tsp chili powder, ½ tsp cumin, ½ tsp paprika, ¼ tsp garlic powder, ¼ tsp onion powder, salt, and pepper.
  • Beans: Pinto or kidney beans also work.
  • Chips: Use sturdy chips or strips to avoid sogginess—layer just before baking for some crunch, or top after baking for extra crisp.

👨‍🍳 Instructions

  1. Preheat Oven
    • Preheat to 375°F (190°C). Lightly grease a 9×13-inch baking dish.
  2. Cook Beef Mixture
    • In a large skillet over medium heat, sauté onion until soft (3–4 minutes).
    • Add garlic and cook 30 seconds.
    • Add ground beef, breaking it up, and cook until browned.
    • Drain excess fat if needed.
  3. Season & Simmer
    • Stir in taco seasoning and ½ cup water. Simmer for 2–3 minutes.
    • Add beans, tomatoes, and corn. Stir to combine and heat through.
  4. Assemble Casserole
    • Spread half the crushed chips in the bottom of the dish.
    • Top with the beef mixture.
    • Sprinkle with shredded cheese and remaining chips on top if desired.
  5. Bake
    • Bake uncovered for 20–25 minutes, or until cheese is melted and bubbly.
    • Let sit 5 minutes before serving.
  6. Top and Serve
    • Add sour cream, avocado, tomatoes, onions, cilantro, and jalapeños just before serving.

📊 Nutrition Facts (per serving, approx. 6 servings)

  • Calories: 450
  • Protein: 25g
  • Fat: 25g
  • Carbs: 32g
  • Fiber: 6g
  • Sodium: 650mg
    (Varies depending on toppings and exact ingredients used)

💡 Tips

  • For a low-carb version, skip the chips and serve over cauliflower rice or lettuce.
  • Prep the beef mixture a day ahead to save time.
  • Double the recipe and freeze one casserole for later.
  • Let everyone customize toppings at the table—fun for kids!

🔄 Variations

  • Chicken Version: Use shredded rotisserie chicken and enchilada sauce instead of taco meat.
  • Vegetarian: Omit meat and add extra beans or lentils.
  • Spicy: Add a chipotle pepper in adobo or a few dashes of hot sauce to the filling.
  • Breakfast Taco Casserole: Add scrambled eggs and hash browns for a brunch twist.
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